What is equipment breakdown coverage?

Equipment breakdown coverage provides protection for major appliances and home systems should they need repair or replacement due to a electrical or mechanical failure. This coverage is not part of a standard homeowners insurance policy. It is an additional coverage that can provide you withrelief should you need to replace a home system.

Unfortunately, unexpected breakdowns of expensive home equipment and appliances can happen. It's easy to add this extra coverage to your homeowners policy to ease your mind.

Did you know...homeowners are legally responsible for maintaining service lines from their home to the property line? If you experience any damage on your property, you are responsible for the cost of repairs. Service line damage is not included in most standard homeowners policies.

Water, gas and electric lines all run under your home.Adding an underground service line endorsement to your homeowners policy is a smart way to protect yourself from very expensive repairs.

It's important to know that sewer and drain backup coverage is not included in most standard homeowners policies, nor is it covered by standard flood insurance.

You may be thinking, "I don't need sewer and drain backup coverage because I've never had issues with our drains before." - but these circumstances can arise anytime, and at no fault of the homeowner.

Impress your Valentine with Molten Chocolate Lava Cakes! All it takes is one bowl and no mixer. Easy-peasy. 

THANK YOU for your referrals in 2022! Through our Referral Rewards program, we were able to donate over $2,000 to local non-profits last year. We can't wait do even more this year!

Angelina says that this easy crock pot chicken pot pie is a family favorite on busy weeknights!

At Blue Marsh Insurance, we pride ourselves on being at the top of our game. Our team continually strives to be our very best to ensure that we are providing an A+ insurance experience for every one of our clients. 

It's frustrating to see your home insurance bill increase - we know. If it's any comfort, you aren't alone. Many people are starting to see their home insurance bills increase as of late.

Katie makes this crock pot lo mein at least once a month and says it makes great leftovers!

This apple bread is family favorite in Steve's house. It would be the perfect breakfast for the upcoming holidays!