Blue Marsh Insurance Blog

Avoid Getting Ripped Off: Contractor Warning Signs

Written by Tom Davenport | Sep 13, 2021 4:06:31 PM

This post is part of our "How to Avoid Getting Ripped Off" series. For more tips on working with contractors, download our FREE 2-page guide here

Most contractors are trustworthy and are in this line of work for the right reasons. However, some scammers pose as contractors and don’t actually have your best interests in mind. Here are some signs that should make you think twice.

Proceed with Caution If...

  • The contractor asks you to pay the entire balance up-front.
  • The contractor only accepts cash.
  • The contractor avoids giving you a written contract.
  • A contractor goes door-to-door – or pops up right after a storm.
  • The contractor lists a P.O. Box instead of a street address.
  • The contractor uses a vehicle that doesn’t list the business name.
  • A contractor offers to pay your insurance deductible.
  • A contractor offers to arrange a loan for you.
  • You have little to no experience hiring home contractors.
  • You’re unable to access the areas of your home that a contractor claims are damaged. Ask a friend or family member or another trusted professional to inspect the area for you.
  • You’re not 100% clear about the contract wording. It’s OK to ask questions or have someone else review the contract with you.


Trust your gut, do your research and use your head when hiring a contractor.

AND if you have questions about your insurance coverage, give us a call: 610-590-0152

Special "Thank You" to our partners at Erie Insurance for these great tips.