In today’s society it is very important to have insurance for claims that arise out of human resource issues. The average cost of a discrimination claim is $125,000, and 25 percent of judgments exceed $500,000. While many claims are groundless, defending them can be very costly and time consuming.

Living and working in Pennsylvania has its many challenges especially when it comes to working outside in frigid temperatures. Preparing your employees to protect themselves against cold weather injuries will help keep them safe and productive.